A Licenced Real Estate Associate has the experience you might lack when it comes to finding a home.

Find an Associate you feel comfortable with - one who knows the market you are interested in. Ghislaine Bertrand and Angela Hendry will listen and have your best interests at heart.

What you need is crucial, since it will influence your buying decisions.

• Do you want a condo or a single-family home?
• How many bedrooms do you require?
• Will your family's needs be met in the home of your dreams?
• What area would you like to live in?

Plan for the future. Be realistic.

Differentiate the "needs" from the "wants". List all the features you really need, and then list all the features you want. Have these lists handy when talking to your Real Estate Associate.

There are many different types of mortgages, each with advantages and disadvantages. Selecting the right mortgage for you, your future plans, and your financial picture is very important and can be confusing.

Enlist the help of a Mortgage Consultant to help you sort through the application and pre-approval process.

This is most exciting and nerve-wracking step. You have found a home you like and want to buy it.

Determine how much you are willing to pay for the home, and what your first offer will be. Negotiation is part of the process. We will negotiate on your behalf and explain every step along the way.

There are several steps involved in closing the deal. One of the most important is the Home Inspection. Make sure you hire a qualified Home Inspector to determine the condition of the home. This is the time to assess potential problems which will cost you money down the road. It is also time to buy your House Insurance. Make sure you shop around or hire an Insurance Broker.

Other steps are involved at this stage. We will guide you through the entire process. Finally, making sure we are there until we hand you the keys.

The home is now yours. Congratulations!